Austin Mortgages: every one  is custom.  Every detail is handled properly. 

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Austin Mortgages:  When it comes to buying a home or investing in land, you want a mortgage specialist who can find the best available package for you and your personal situation.  You want someone who has wide ranging experience, is knowledgeable, detail oriented, and dedicated to getting your Austin mortgage closed with the least hassle, and no surprises at closing.

	ARE MORTGAGES AVAILABLE TODAY? I can’t tell you how many times I’m asked “Can anyone get a mortgage?” and have to respond with a resounding “YES!” There are great mortgages for qualified buyers. Lenders are still lending money to borrowers at historically low rates. As I write this, 30 year rates are close to 5.0%. Also, with the high number of homes for sale, sellers are motivated – it is a BUYERS market. Now is a great time for you to take advantage of this unique financing opportunity – low rates, sellers willing to negotiate coupled with Austin’s frequent mentions as one of the best places to live and work in and to buy real estate. Whether you want to move up, buy investment property or refinance, act now. It’s unknown how long this optimal mortgage situation may last.

Many satisfied clients will say that dedication and care define Terri Wood. Agents, builders, remodelers, and home owners return for Terri's invaluable help again and again.

Austin Mortgages: A word to Homebuyers.

There are so many details involved in purchasing a home or property.  Be sure you choose someone with a demonstrated history of taking exceptional care of all the data necessary to get you the mortgage you want, and to get it done properly, with no last-minute surprises.  Terri has the knowledge, experience, detail orientation, and patience it takes to get your mortgage closed on time.  Some buyers trust blindly in a 'friend of a friend' or distant relative.  Do you really want to lay out your intimate financial details for their scrutiny?  Are they the best in their field?  Instead, choose an experienced, proven pro: Austin mortgage loan officer Terri Wood, who will search many investor offerings to insure you get the best possible rate.

Protect your peace-of-mind and your financial soundness by using Terri Wood.  

Austin Mortgages: A word to Realtors. 

For Austin mortgages with minimum worry: Terri Wood delivers!, Get a quick pre-approval so you can be sure you are matching buyers with homes they actually can afford, making better, more efficient use of your time and effort, and greatly accelerating a likely purchase.  Be sure of your client's range before you pull the list of properties on the market!  And sometimes it works out that they can qualify for more than they expected!  Plus, pre-approval also strengthens their bargaining position.

I have worked with Terri Wood on several occasions and found her to be very professional and knowledgeable. All my clients have liked her, and every transaction we have worked on together has ended up being very pleasing. She is a good resource in our office, and she drops by almost every day to see if I have any client needs. She’s quick to follow-up and I know she’s a person I can always count on. Terri is a great loan coordinator. Jeanne Ann Klein, CRS Klein Team Keller Williams Realty

Before and during the pre-approval process, Terri listens to you and your buyers,  asks questions, and brings up ideas and advantageous options of which your buyers might not be aware.  IN the case of Austin mortgages for first-time homebuyers in need of down payment assistance;  for those looking to buy their first investment purchase; or to close on the purchase before their current home is sold - Terri Wood can handle all the details.

Austin Mortgages: A word to Builders.

Building requires extreme oversight.  There are so many details to get just right.  Material delivery.  Subs to deal with.  Not to mention client indecision and changes.  But happily, there's less worry and more flexibility when it comes to financing the project!

Consider Lot loans – whether your client is ready to build immediately or needs time to design and plan with you, lock in the cost of the dirt now!

For construction financing – Terri offers loans with easy draw schedules that simply modify into permanent financing once construction is complete.

Get an expert second opinion – if you have a client or buyer who is preapproved with an unknown lender or an out-of-state lender, Terri will provide a FREE pre approval allowing FREE peace of mind for you to know that they are indeed ready to go with an Austin mortgage (and maybe at a better rate!)

Austin Mortgages: A word of Warning!

Many mortgage "come-ons" are simply untrue.  "No closing costs" might equate to "higher rates," for example.  And certainly there are many, many horror stories of promises made, then broken at the last minute.  "Too good to be true" is accurate.  This is part of the reason for so many credit problems and stresses in today's market!

The solution:  Talk with Terri Wood.  She'll explain clearly your many options.  You'll come away assured that personal service is alive and well, along with the very best deal for that Austin home or project! email Terri: terri.wood@unitedlendingusa.com  Or call direct: 512 470-2395.

Austin Mortgages, a specialty.

Terri Wood is local.  She's not an anonymous voice on an 800 line; not a cog in a giant promotional machine.  She's a top Austin loan officer who will do the diligence necessary to get you the best rate tailored to your personal financial circumstances.

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